{"id":377,"date":"2019-07-25T12:14:23","date_gmt":"2019-07-25T10:14:23","guid":{"rendered":"https:\/\/blog.immosens.fr\/?p=377"},"modified":"2019-08-06T12:18:38","modified_gmt":"2019-08-06T10:18:38","slug":"les-taux-des-credits-immobiliers-ne-remonteront-pas-avant-2020","status":"publish","type":"post","link":"https:\/\/www.immosens.fr\/blog\/les-taux-des-credits-immobiliers-ne-remonteront-pas-avant-2020\/","title":{"rendered":"Les taux des cr\u00e9dits immobiliers ne remonteront pas avant 2020"},"content":{"rendered":"<p class=\"article__chapo\">Bonne nouvelle pour tous ceux qui souhaitent devenir propri\u00e9taire ou racheter leur pr\u00eat immobilier : la Banque centrale europ\u00e9enne n\u2019envisage pas d\u2019augmenter les taux des cr\u00e9dits immobiliers avant juin 2020. Elle annonce m\u00eame de nouvelles baisses !<\/p>\n<div class=\"article__ventre\" data-component=\"fig-content-body\">\n<p>En juillet 2019, les taux de\u00a0<b>cr\u00e9dit immobilier<\/b>\u00a0moyens sont de 1,20 % sur 15 ans, de 1,40 % sur 20 ans et e 1,60 % sur 25 ans, avec des records n\u00e9goci\u00e9s pour les meilleurs profils \u00e0 0,6 % sur 15 ans, 0,80% sur 20 ans et 1 % sur 25 ans, selon le r\u00e9seau de courtiers Vousfinancer.<\/p>\n<p>Compte tenu des pr\u00e9visions de croissance dans la zone euro et du niveau de l\u2019inflation, la Banque centrale europ\u00e9enne a r\u00e9affirm\u00e9 sa volont\u00e9 de maintenir les taux des<b>\u00a0cr\u00e9dits immobiliers<\/b>\u00a0\u00e0 des niveaux actuels ou \u00abplus bas au moins jusqu\u2019\u00e0 la fin du premier semestre 2020\u00bb et \u00abaussi longtemps que n\u00e9cessaire\u00bb.<\/p>\n<h2>Une bonne nouvelle pour les emprunteurs<\/h2>\n<p>Pour les candidats \u00e0 l\u2019<a href=\"http:\/\/leparticulier.lefigaro.fr\/article\/immobilier-que-peut-on-acheter-avec-1-000-eur-mois\/\">achat immobilier<\/a>\u00a0ou ceux souhaitant ren\u00e9gocier leur pr\u00eat, le maintien des taux \u00e0 un niveau bas est une aubaine, car \u00ab tant qu\u2019il n\u2019y aura pas de march\u00e9s offrant une meilleure rentabilit\u00e9 ou un meilleur couple rendement\/risque que le\u00a0<a href=\"http:\/\/leparticulier.lefigaro.fr\/article\/faire-un-credit-immobilier-avec-cdd-est-un-parcours-du-combattant\/\">cr\u00e9dit immobilier<\/a>, la bataille du cr\u00e9dit se poursuivra, avec des baisses de taux \u00e0 la cl\u00e9, pour les meilleurs profils notamment\u00bb, souligne J\u00e9r\u00f4me Robin,directeur g\u00e9n\u00e9ral de\u00a0<a href=\"https:\/\/www.vousfinancer.com\/\" target=\"_blank\" rel=\"noopener\">Vousfinancer<\/a>.<\/p>\n<p>Selon lui, les taux pourraient m\u00eame encore baisser de l\u2019ordre de 0,10 % en septembre\u2026<\/p>\n<\/div>\n<p>Source : <a href=\"http:\/\/leparticulier.lefigaro.fr\/article\/les-taux-des-credits-immobiliers-ne-remonteront-pas-avant-2020\/\">Le Figaro<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bonne nouvelle pour tous ceux qui souhaitent devenir propri\u00e9taire ou racheter leur pr\u00eat immobilier : la Banque centrale europ\u00e9enne n\u2019envisage pas d\u2019augmenter les taux des cr\u00e9dits immobiliers avant juin 2020. Elle annonce m\u00eame de nouvelles baisses ! En juillet 2019, les taux de\u00a0cr\u00e9dit immobilier\u00a0moyens sont de 1,20 % sur 15 ans, de 1,40 % sur [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":378,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8,2,4],"tags":[],"class_list":["post-377","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualite","category-bons-plans","category-limmobilier-sur-lille"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Les taux des cr\u00e9dits immobiliers ne remonteront pas avant 2020 - Le Blog ImmoSens<\/title>\n<meta name=\"description\" content=\"Restez inform\u00e9 en lisant l&#039;int\u00e9gralit\u00e9 de l&#039;article \u00abLes taux des cr\u00e9dits immobiliers ne remonteront pas avant 2020\u00bb sur le blog immobilier de nos agences Immosens\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.immosens.fr\/blog\/les-taux-des-credits-immobiliers-ne-remonteront-pas-avant-2020\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Les taux des cr\u00e9dits immobiliers ne remonteront pas avant 2020 - 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