{"id":343,"date":"2019-05-22T10:32:58","date_gmt":"2019-05-22T08:32:58","guid":{"rendered":"https:\/\/blog.immosens.fr\/?p=343"},"modified":"2024-09-10T17:51:14","modified_gmt":"2024-09-10T15:51:14","slug":"peut-on-choisir-la-duree-de-notre-pret-immobilier","status":"publish","type":"post","link":"https:\/\/www.immosens.fr\/blog\/peut-on-choisir-la-duree-de-notre-pret-immobilier\/","title":{"rendered":"Peut-on choisir la dur\u00e9e de notre pr\u00eat immobilier ?"},"content":{"rendered":"<p>Oui, bien s\u00fbr. Vous pouvez choisir la dur\u00e9e de votre pr\u00eat immobilier en fonction de votre capacit\u00e9 de remboursement, tout en veillant \u00e0 ne pas d\u00e9passer le seuil des 33% d&rsquo;endettement. Si la dur\u00e9e moyenne de souscription d\u2019un pr\u00eat immobilier est d\u2019environ 20 ans, il n\u2019est pas rare de voir des dur\u00e9es qui varient entre 10 et 25 ans. C\u2019est donc que toutes les dur\u00e9es de remboursement d\u2019un pr\u00eat immobilier sont envisageables.<\/p>\n<p>Mais m\u00eame si vous pouvez choisir la dur\u00e9e de votre pr\u00eat, nous vous recommandons de la choisir en fonction de vos capacit\u00e9s de remboursement mensuel, en veillant \u00e0 ne pas d\u00e9passer le seuil des 33% d\u2019endettement.<\/p>\n<p><strong>A savoir :<\/strong> Plus la dur\u00e9e de votre cr\u00e9dit sera longue, plus le montant des int\u00e9r\u00eats sera important, et le co\u00fbt de cr\u00e9dit \u00e9lev\u00e9. A contrario, plus la dur\u00e9e sera courte, moins vous paierez d\u2019int\u00e9r\u00eats, donc vous b\u00e9n\u00e9ficierez d&rsquo;un co\u00fbt de cr\u00e9dit plus faible. Il est donc judicieux de bien comparer avant de vous lancer dans votre projet immobilier.<\/p>\n<p>L&rsquo;\u00e9quipe <a href=\"https:\/\/www.immosens.fr\/\">Immosens<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Oui, bien s\u00fbr. Vous pouvez choisir la dur\u00e9e de votre pr\u00eat immobilier en fonction de votre capacit\u00e9 de remboursement, tout en veillant \u00e0 ne pas d\u00e9passer le seuil des 33% d&rsquo;endettement. Si la dur\u00e9e moyenne de souscription d\u2019un pr\u00eat immobilier est d\u2019environ 20 ans, il n\u2019est pas rare de voir des dur\u00e9es qui varient entre [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":344,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-343","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bons-plans"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Peut-on choisir la dur\u00e9e de notre pr\u00eat immobilier ? - Le Blog ImmoSens<\/title>\n<meta name=\"description\" content=\"Restez inform\u00e9 en lisant l&#039;int\u00e9gralit\u00e9 de l&#039;article \u00abPeut-on choisir la dur\u00e9e de notre pr\u00eat immobilier ?\u00bb sur le blog immobilier de nos agences Immosens\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.immosens.fr\/blog\/peut-on-choisir-la-duree-de-notre-pret-immobilier\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Peut-on choisir la dur\u00e9e de notre pr\u00eat immobilier ? 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